While not too common, wildlife occasionally wanders into the urban areas of cities like Bellevue. Spotting the occasional deer or raccoon is a beautiful sight. However, a collisions with an animal is also not uncommon. What exactly do you do if this occurs?
Does My Insurance Cover It?
Most comprehensive automobile insurance does cover damage from collisions with a large animal. Collision coverage, despite its name, usually does not cover damages from hitting an animal. The average collision repair cost for hitting a deer, by the way, is around $3,200.
I Had a Collision With an Animal; What Do I Do?
Do not flee the scene. This constitutes a hit-and-run and may incur stiff penalties. First, pull over and activate your emergency lights. Make sure everyone is okay and call the police. We also highly recommend taking pictures of the damage. The documentation will be helpful when filing an insurance claim. Continue Reading →