How to File a Hail Claim

hail claimThe Bellevue area isn’t exactly prone to hail, but it isn’t completely immune to it either. This past March, meteorologists reported a short bout of hail following a thunderstorm. Hail as big as golf balls can cause damage. The good news, though, is that your insurance may cover the damage. We’ll explain how to file a hail claim.

Does Your Insurance Cover Hail Damage?

Only your insurance provider can answer that. Most car owners are apprehensive about filing a hail claim out of fear their premiums will go up. However, most comprehensive coverage plans cover hail damage since the damage is considered an “act of God.” This basically means unavoidable damage due events beyond human control. In any case, confirm with your insurance agency instead of taking our word for it.

Filing a Hail Claim: The Step-by-Step Process

  1. Document the damage. Take pictures and have your information ready when contacting your insurance. This includes your driver’s license, license plate number, date and time of hail damage. Etc.
  2. An agent will review your case. If the case proceeds, you will bring your car to a collision center for verification of damage. Upon inspection, your insurance provider will get back to you with an estimate and deductible amount for repairs.
  3. The auto shop will proceed with repairs. This will likely involve a paintless dent repair and/or auto paint restoration depending on extent of damage.

The collision center and your insurance agency may also help you acquire a rental car if you require one.

Don’t Let Hail Ruin Your Vehicle

Hail isn’t a major problem in the Bellevue area. Nevertheless, weather can be unpredictable. If hail does pelt your car, bring it to Doug’s Auto Collision Center for an inspection. Filing a hail claim is not a whole lot different than filing any other damage claim.

Hail Damage Repair in Bellevue

Serving Customers in Bellevue, Renton, Highlands, Factoria, Issaquah and Mercer Island